GREAT NEWS from BMW CCA National - Lockton Risk Services offer ON-Track Insurance

In March, the BMW Car Club of America and Lockton Risk Services announced their partnership in delivering affordable insurance to the many BMW CCA enthusiasts involved in performance driving events. The HPDE Insurance Program provides an à la carte, single-event policy designed to provide affordable physical damage coverage to vehicles used in BMW CCA high-performance driving schools at race tracks across the United States. Because of BMW CCA’s excellent safety record at performance driving events, coverage is offered at a discounted rate to BMW CCA participants attending BMW CCA events.

We’re offering this insurance because so many of our members have found that their current auto policies exclude any race-track activity. In the past five years, an increasing number of auto insurers have modified their policy language to add exclusions to their policies—look for phrases like no coverage “on a surfaced used for racing,” “at a race track facility,” or “at a performance driving school.” This leaves some BMW CCA enthusiasts with no coverage by their primary street insurance policy at all! So the HPDE Insurance Program was created by track enthusiasts and industry experts to help protect driving-school attendees or mitigate their risk.

Chapter Driving Event Coordinators should encourage member participating in driving events to look at their policies* and make sure they have the coverage they think they have. If not, visit http://www.HPDEIns.locktonaffinity.com for an affordable, single-event policy.

*Request a current copy of your policy. The written policy is your legal contract. An agent may or may not be able to provide you with the correct information orally when asked.